How To Get Your FREE US and Canadian Credit Score

Here is how to get your US Fico Score. You can get the trial then cancel online same day. There is an email confirmation

http://www.myfico.com/

Here is how to get your Canadian Beacon Score. Sign up for the trial here and then call 1 (866) 243-0734 to cancel. This number is very hard to find.

https://www.econsumer.equifax.ca/trial_en.html

JPMorgan Chase Amazon.ca Rewards Visa (Canada)

The JPMorgan Chase Amazon.ca Rewards Visa card is a no-fee credit card. Why would you sign up for this card?  The only reason I picked up this card is the no foreign exchange fee with 1% cash back and no annual fee. Seems ideal for travelling.

If only the Capital One World Aspire has no currency exchange fee, it would be perfect. To compare Amazon.ca Rewards Visa 0% exchange fee + 1% cashback (+1%) compared to Capital One World Aspire 2.5% exchange fee + 2% tiered rewards (-0.5%). It is a 1.5% difference, which is a lot!! This may possibly be better than bank exchange rate depending on the exchange rate set by VISA.

I was just approved for the card. Once I receive and test the card, I will update the post.

MBNA Best Western Rewards Mastercard (Canada)

The MBNA Best Western Rewards credit card is a no-fee credit card. Why would you sign up for this card?  Spend $1,000 on this card by Oct 31, 2013 and you will receive 50,000 points.

MBNA Choice Privileges Mastercard (Canada)

The MBNA Choice Privileges credit card is a no-fee credit card. Why would you sign up for this card?  Spend $300 on this card by Feb 14, 2013 and you will receive 3-free nights at Choice Privileges hotel (24,000 points).